XLM Token news and price predictions, technical indicators and ecological development dual Favourable Information

According to Gate market data, as of July 11, 2025, Stellar (XLM) is quoted at $0.31, with a market capitalization of $9.6 billion, an increase of about 25% compared to the same period last year, just a step away from breaking the $10 billion market capitalization barrier. This growth is backed by the continuous implementation of its cross-border payment solutions and the prosperous development of its ecosystem.

In the cryptocurrency market capitalization rankings, XLM has successfully maintained its position in the top 15, with a year-on-year growth rate of 25% that surpasses most competitors. Technical indicators show that the current market sentiment towards XLM is 94.29% bullish and only 5.71% bearish, with multiple moving averages signaling strong buy indications.

##Market Capitalization Milestone, Stellar's Ten Billion Journey

In the world of cryptocurrency, market capitalization has always been one of the core indicators of value measurement. In 2025, Stellar delivered an impressive report card.

Data shows that its market capitalization has risen to 9.6 billion USD by mid-year, with an annual growth rate stabilizing around 25%. This growth rate is particularly valuable in the highly volatile cryptocurrency market.

The adoption of traditional financial institutions has become a key driving force. An increasing number of banks and payment service providers around the world are beginning to integrate the Stellar network into their international transfer and settlement systems. This trend reflects the market's recognition of Stellar's ability to address the pain points of the traditional financial system.

The position of the top 15 by market capitalization is not obtained by chance. In the competition with payment cryptocurrencies like Ripple, Stellar has won a unique market position with its open-source characteristics and non-profit nature. Its mission focused on financial inclusion has shown lasting vitality, especially in application scenarios in developing countries.

##Divergence in XLM Price Predictions, Multifaceted Interpretations of Market Expectations

There are significant divergences among different analysis institutions regarding the future price trend of XLM, reflecting the unique uncertainties of the cryptocurrency market.

The technical analysis platform CoinDataFlow predicts that the price of XLM will fluctuate between 0.289638 USD and 0.646256 USD in 2025, with a potential rise of 123.03%.

Cryptopolitan's analysis is even more optimistic, predicting that the average price of XLM will reach 0.45 dollars in 2025, with a possible peak of 0.54 dollars.

This difference arises from the different prediction models adopted by various institutions. Some are based on historical price patterns, while others focus on the fundamentals of ecological development.

The divergence in long-term predictions is more pronounced. Some analysts believe that by 2028, XLM may reach a range of $1.26 to $1.44, and is expected to climb to $2.16 to $2.34 by 2031.

Another viewpoint predicts that XLM will hover around 0.37 dollars in 2030.

##Technical indicators, market sentiment leans positive

Professional traders focus not only on the price numbers themselves, but also on the market sentiment and technical signals hidden behind the charts.

The current technical indicators paint an optimistic picture. The Relative Strength Index (RSI) is currently at 68.25, within the "neutral" zone, and has not yet entered overbought territory, indicating that there is still room for price increase.

In terms of moving averages, most indicators are issuing buy signals. In particular, the short-term trend indicators, including SMA 3 (0.2649046), SMA 5 (0.256515), and SMA 10 (0.246479), all indicate a "buy" rating.

The market sentiment indicator shows that 94.29% of analysts point to a bullish direction, with only 5.71% holding a bearish attitude. This strong market confidence is rooted in the continuous technological innovation and partner expansion of the Stellar network.

It is worth noting that the 50-day simple moving average (SMA) of XLM is expected to continue to rise next month, potentially reaching $0.28778 by August 8, 2025, providing solid support for the price.

##Ecological Prosperity, Driven by DeFi and Enterprise Applications

Behind the rise of market capitalization is the substantial prosperity of the Stellar ecosystem.

The breakthroughs in the DeFi sector are particularly remarkable. By 2025, the total value locked (TVL) in decentralized financial applications on the Stellar network reached $1 billion, soaring 200% compared to the same period last year.

This rise is not only reflected in the numbers but also manifests in the diversity of DeFi applications and the improvement of user experience.

Enterprise-level applications are also showing an accelerated trend. Several multinational companies have begun using Stellar for cross-border payments and asset tokenization, and these applications directly increase the practical demand for XLM.

The ability of Stellar to issue any asset on-chain makes it a strong competitor to the "blockchain version of SWIFT."

The strategic layout of the Stellar Development Foundation is indispensable. Recent collaborations with several fintech companies and traditional financial institutions have further expanded the network's influence boundaries.

The introduction of the open-source smart contract tool OpenZeppelin provides strong support for developers to build secure and flexible DApps.

##Challenges Remain, Obstacles to Stellar's Progress

Despite a bright outlook, the development path of Stellar is not without challenges.

Insufficient ecological diversity has become a primary issue. Compared to multi-functional platforms like Ethereum and Solana, Stellar's application scenarios remain relatively concentrated in the payment field, and there has yet to be a "hit" application that can attract ordinary users on a large scale. This lack of variety has resulted in insufficient topic relevance and market attention during bull market conditions.

Institutional collaboration is still in the pilot stage. Although Stellar has established partnerships with payment giants like MoneyGram, these collaborations have not yet achieved a scale effect. The ecosystem exhibits certain fragmented characteristics, lacking strong applications that can integrate resources, which leads investors to maintain a cautious attitude towards future profit models and growth expectations.

The changing regulatory environment is also a risk factor that cannot be ignored. As the global regulatory framework for cryptocurrencies gradually improves, Stellar, which focuses on cross-border payments, may face more complex compliance requirements. At the same time, the centralization controversies that may exist in the consensus mechanism also require continuous optimization and resolution by the development team.

The technological innovation in the field of cross-border payments will not stop. Analysts point out that with the full launch of the Soroban smart contract platform, the utility of Stellar will expand significantly in 2025 and beyond.

Multiple institutions predict that by 2030, the price of XLM could range between 1.86 and 2.04 USD, showing significant potential for rise from current levels. As traditional financial infrastructure meets blockchain technology, Stellar is at the forefront of a new paradigm for value exchange.

Author: Blog Team *This content does not constitute any offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. *Please note that Gate may restrict or prohibit all or part of the services from restricted areas. Please read the user agreement for more information, link: